In a culture where education is considered invaluable, most families prioritize schooling to empower the next generation; and, although finishing education poses challenges especially financial ones, there are unwavering pillars in every family who dedicate their every waking moment to providing a better life for their loved ones.
However, despite their dedication, these pillars, whether they are the parents, the eldest siblings, or the breadwinners of the family, sometimes need reliable support to keep them moving forward, no matter how grueling the challenges may be.
Committed to being the Filipinos’ financial ally, Home Credit Philippines, the country’s leading consumer finance company, offers its customers support whenever they need financial assistance through a variety of products and services that cater to their needs. One of them is the Home Credit Cash Loan, a product that allows customers to get quick cash loans ranging from PhP3,000 to PhP150,000, which they can use for a wide range of expenses, especially for tuition fees and back-to-school purchases.
Reliable support in navigating life’s challenges
Such was the case for the 53-year-old Rowena Milleva Resaba, a resident of Barangay San Andres in Malvar, Batangas, whose goal has always been to provide for her family and ensure that they get the education they need to arm them for the future. Driven by relentless effort and unconditional love, she tirelessly works towards ensuring her family’s well-being.
As a breadwinner, wife, and mother of four, Rowena has faced numerous financial hurdles while taking care of her family. However, thanks to Home Credit Cash Loan, her family was given a lifeline—a crucial support that helped them navigate both their everyday and unexpected financial challenges.
Rowena first discovered Home Credit in 2017 during a visit to a nearby mall, which presented her with the opportunity to purchase a cellphone for one of her daughters to use for her studies. Fast forward to 2020 during the pandemic, Rowena and her husband were struggling financially, especially with three children studying at the same time—one in college and two in high school. Thankfully, Home Credit was there right when they needed it most.
“Ang pangarap ko para sa aking mga anak ay makatapos silang lahat para pagdating ng panahon na magkaroon sila ng pamilya, maganda ang magiging buhay ng mga anak nila. Kaya naman ang pinaka-pinagkakagastusan talaga namin dito sa bahay ay pagaaral.
Noong 2017, kumuha ako kay Home Credit ng cellphone na ginamit ng aking anak sa pagaaral. Noong 2020, kinailangan ko ang cash loan para sa pagbabalik-eskwela ng aking mga anak. Ang una kong kinuha ay P40,000 na cash loan, ang sumunod naman ay P100,000 na ginamit ko para panggastos sa pag-aaral ng aking mga anak at pampuhunan sa aming maliit na negosyo,” Rowena said.
(My ultimate dream for my children is for them to finish their studies, so they can provide a good life for their future children. This is why our finances at home really are focused on education.
In 2017, I took a loan from Home Credit to buy a cellphone that was used by my daughter for her studies. In 2020, I needed to take a cash loan for my children’s back-to-school expenses. My first loan was worth P40,000, my next one was worth P100,000, both were used to pay for my children’s studies and as a capital for our small business).
Achieving educational dreams, one loan at a time
Home Credit’s provision of reliable support through cash loans helped Rowena and her family manage their expenses and improve their lives. Rowena’s dream of having her children finish their education was fulfilled as one of her three children graduated, and the remaining two are on their way to getting their diplomas as well.
“At Home Credit, we are committed to providing Filipinos with innovative solutions that enhance their lives. We are delighted to hear stories like Rowena’s, where our Cash Loan offering has provided essential support in overcoming their family’s challenges and pursuing their dreams.
It’s fulfilling to know that through our products, we can transform lives, one loan at a time. Stories like this fuel our commitment to being a financial partner that empowers our customers to achieve their goals and live better lives,” Sheila Paul, Chief Marketing Officer of Home Credit Philippines, remarked.
Rowena expressed her gratitude to Home Credit for playing a significant role in their lives.
“Malaking pagbabago ang nagawa ng Home Credit Cash Loan sa aming buhay. Nagpapasalamat ako sa Home Credit sa tulong na naibigay nito sa aking buong pamilya. Hindi ko malilimutan ang Home Credit hanggang sa huli,” she said.
(Home Credit Cash Loan has made a significant difference in our lives. I am grateful to Home Credit for the assistance it has provided to my entire family. I will never forget Home Credit for as long as I live.)
With the family’s trust in Home Credit, the company surprised them by awarding them PhP50,000 to help with Rowena’s family needs and her third daughter’s college expenses. Additionally, Home Credit gifted Rowena’s eldest daughter a smartphone for her son’s studies. This gesture serves as Home Credit’s token of appreciation for Rowena as a loyal customer of the company.
Qualified customers can easily apply for a Home Credit Cash Loan through the My Home Credit Loan App with just two simple requirements: being a Filipino citizen aged 18 to 68 years old and having at least one valid identification card. Approval can be as fast as one minute, with cash disbursement on the same day. For ease of payment, customers can choose flexible installment plans from six to 60 months.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).