The ber-months have officially begun, and you know what that means—gifts, parties, and endless splurging. But before the holiday madness kicks in, it’s time to whip your wallet into shape. Let Maya, the #1 Digital Bank in the Philippines, help you save stress-free so you can splurge guilt-free when the time comes.
Here’s how you can totally own your holiday budget:
Boost your holiday funds with easy interest from Maya Savings
Imagine getting rewarded just for going about your daily routine. With Maya, you can earn up to 15% interest per annum simply by doing what you already do—whether that’s booking a Grab ride, grabbing your fave latte, or buying your essentials.
For Grab and TNT users, the perks are even sweeter. Every qualified spend you make on Grab or TNT using Maya gives you a +1% interest boost, helping you hit that 15% interest rate even faster. Just spend a total of ₱3,000 on Grab via Maya Checkout or buy ₱100 worth of TNT load and deposit to Maya Savings to start unlocking your bonus interest.
And here’s the best part: the base 3.5% interest rate applies no matter how much you save. Whether you’re tucking away ₱1,000 or growing your balance beyond ₱5 million, your savings will continue earning at a consistent 3.5% base rate, making your money work harder for you.
Plan Your Holiday Budget with Maya Personal Goals
If there’s one secret to navigating the holidays stress-free, it’s starting early and planning smart. With Maya Personal Goals, you can easily budget for all your holiday needs. Create up to 5 mini savings accounts, each earning 4% interest per annum, designed to help you save for everything on your list.
Imagine setting up a separate account for Noche Buena, another for Holiday Gifts, or even a Treat Yourself Fund for that well-deserved reward after the season’s rush. By organizing your savings into these “envelopes,” you’ll have a clear plan and less financial stress as the holidays roll in.
Grow Your Payday Bonus with High Interest Rates from Maya Time Deposit Plus
Want your holiday funds to grow effortlessly? Maya’s Time Deposit Plus has got you covered. With interest rates as high as 5.75%, you can lock in your savings for 3, 6, or 12 months, and let your money grow while you prepare for the season.
Whether you’re saving for big holiday plans or just want to maximize your year-end bonus, Time Deposit Plus offers a smart, hands-off way to multiply your savings—no extra effort needed. Just stash your cash, let it sit, and watch it grow.
Maya’s all-in-one app helps you manage your holiday spending while staying on track with your financial goals. Whether you’re growing your savings or giving your finances a year-end tune-up, Maya has the tools to help you finish the year strong. Get holiday-ready today by visiting maya.ph and mayabank.ph and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok, and @mayaofficialph on Twitter for more details.