Metrobank is once again spreading holiday cheers for credit cardholders as it brings back Have a Merry Million Promo for the second year, rewarding them for every swipe this holiday season.
From October 15, 2025 to January 15, 2026, every spend you make with your Metrobank credit card could bring you guaranteed rewards of up to PHP 3,000 in cashback, plus a chance to win the ultimate cashback prize of PHP 1 million. Now, you might just start the new year with your own Merry Million.
Whether you’re stocking up on groceries, dining out with friends, or finally buying that dream big-ticket item, every spend brings you closer to rewards, plus raffle entries for the grand cashback prize.
Joining the promo is easy. To qualify, simply head to https://metrobankcard.mymcc.gift, look for “2025 Have a Merry Million” under “Other Promos” and register the mobile number linked to your Metrobank credit card. You will receive an SMS confirmation for a successful registration.
Once you’re registered, you can start to swipe your way to PHP 1 million. Earn 1 raffle entry for every straight transaction worth PHP 2,000 using your Metrobank credit card.
Triple your chances to scoring P1M in cashback! Get 3x raffle entries for every PHP 2,000 spend in your go-to merchants this holiday season, including:
- Groceries, Supermarkets
- Restaurants
- Boutiques
- Department Stores
- Gas Stations
- Pay Bills (Bills payment using your Metrobank credit card via the Metrobank App)
Get guaranteed cashback
On top of the raffle entries, enjoy guaranteed cashback for your total accumulated spend during the promo period. Get PHP 1,000 cashback for a total spend of PHP 50,000; and PHP 3,000 cashback for a PHP 120,000 accumulated spend.
Cashback will be credited to your account within 30 banking days after the promo ends, or by February 26, 2026.
Ready to make the most of your holiday shopping? Make sure to use your Metrobank credit card and turn every purchase into cashback and a chance to bring home PHP1 million in cashback.