People would go to great lengths just to save money—and some would even resort to outrageous tricks! CIMB Bank Philippines, recently hailed the Best Digital Bank in the Philippines by The Asian Banker, rounded up the funniest answers and shares the one tool to help you save money that’s both easy and not embarrassing!
“My friend’s family would bring their own instant iced tea litro pack from home so they wouldn’t have to pay for drinks when dining out.” – Marge, 28
“An ex would always try to use only one square of toilet paper when she uses the bathroom. Her argument? It’s three-ply!” – Nick, 30
“I had a classmate who would always eat at this sketchy place that sells dirt-cheap siomai rice for lunch every day. The sellers won’t even tell you what meat is in the siomai!” – Cielo, 25
“My brother would drive to a gas station an hour away just to save Php 2.00 per liter of gas.” – Michael, 39”
“In KBBQ restos, my friend would bring his own cheese dip because it wasn’t part of the ‘unli’ menu.” – Kisses, 24
“I know someone who used around two inches of dental floss only – just enough to be able to pull it between their teeth – to make each pack last longer.” – Jake, 27
“My tita would always pass by the beauty section of malls to try on perfume samples when she goes out. She hasn’t bought a bottle of perfume in years.” – Manuel, 23
“My dad would always print my school readings using the smallest font as possible and on both sides of the sheet so that he can save on ink and bond paper. I’d get a headache every time I studied for exams.” – Pat, 22
Saving does not need to be difficult — it can be quite fun!
Saving money can really be quite a challenge, but you shouldn’t have to go to ridiculous lengths just to save up. If you’re a Gen Z (those born within 2001 to 2020) or a millennial (born from 1981 to 2001) and are starting to earn your own money to chase your own goals, here are some ways to make saving easier and more enjoyable:
Keep it simple
Start by having an amount in mind. Not having a hard number in mind makes it harder to save. Whether it’s P20,000 or P200,000, having a number makes the goal more concrete and gives you a sense of how near or far you are from achieving your savings goal.
In an article by financial company Citizens, it was shared that saving money is just like any other aspiration: it is easier to achieve when you specify a target. Whatever your goal is, write down a number. This helps you visualize the desired outcome and make it a more tangible target for you to reach.
Set short-term goals and celebrate small wins
According to an article by Deakin University, most people have long-term goals. However, they sometimes feel that the payoff seems distant and unreachable. To ease this roadblock, setting short-term goals can be a solution. These shorter-term goals can serve as your milestones towards your long-term goal, giving you a better grasp of what seems like an impossible target.
Make saving more aesthetically pleasing
Watching the numbers in your bank account go up is fun, but it doesn’t have to look boring! By playing with colors, images, or even emojis – customizing how your savings tracker looks to match your personal taste can be a fun way to motivate you to keep going.
Or you can start using CIMB Bank’s Own My Goals!
With the launch of the new Own My Goals (OMG) feature on the CIMB mobile app, you now have a hand in making your ipon dreams come true, enabling you to boost your savings while still enjoying life and living it to the hilt!
With OMG, you can create multiple savings goals that you can easily track and work towards. These goals can be linked to your desired CIMB savings account with an additional auto-save feature, which can further help you build up the discipline to save for your financial goals. To make it more fun, each goal can also be customized with your desired name and design theme. Customers will be encouraged to stick to their goals with regular reminders, prompts, and a convenient milestone tracker. With this tool, CIMB aims to not just help customers plan their savings but make it engaging and fun as well. The OMG tool, coupled with CIMB Bank PH’s consistent high interest rate offers, can help Filipinos save their money easier and reach their goals even faster to help them achieve their life purpose.