
Celebrating six years of fintech innovation, PayMongo has unveiled its most powerful transformation yet, introducing an enhanced Financial OS alongside an upcoming, industry-first dynamic onboarding. This soon-to-be-released feature will allow businesses to get started faster and seamlessly access PayMongo’s full suite of financial tools.
At its sixth Anniversary Event at Uma Nota, Shangri-La BGC, PayMongo revealed its new brand identity and expanded financial platform, designed to streamline business payments, provide instant access to funding, and enable software platforms to embed financial tools seamlessly. A key highlight of this evolution is PayMongo Capital*, a financing solution that gives businesses quick and flexible funding, reinforcing the company’s commitment to financial inclusion and business scalability.
“We’re not just changing our look, we’re redefining how businesses access financial power,” said Luis Sia, Chairman and Co-Founder of PayMongo. “With our upcoming dynamic onboarding and new Financial OS, businesses will soon be able to start accepting digital payments faster than ever. PayMongo Capital further ensures they have the resources to scale seamlessly.”

Six Years of Growth: From Payment Gateway to Financial OS
Since its launch, PayMongo has evolved beyond a payment processor into a comprehensive Financial OS, providing businesses with seamless, secure, and scalable financial solutions. Under the leadership of CEO Jojo Malolos, the company has achieved:
- 4.3x increase in Total Payment Volume (TPV)
- 3x revenue growth
- 3.6x increase in gross profits
Alongside this growth, PayMongo has strengthened its security and compliance infrastructure, earning SOC2 Type 2 certification and forming strategic partnerships with the Anti-Money Laundering Council (AMLC). The company remains fully compliant with Bangko Sentral ng Pilipinas (BSP) regulations, reinforcing its position as one of the country’s most secure and trusted financial platforms.
“Congratulations on your sixth anniversary. Thank you for being part of our continuous journey to broaden financial inclusion,” said Bangko Sentral ng Pilipinas Deputy Governor Mamerto E. Tangonan. “We encourage the adoption of digital payments to bring more Filipinos into the formal financial system. Rest assured, the BSP will work hand in hand with the industry to ensure a safe, secure, efficient, and inclusive digital payment ecosystem.”
Building on this momentum, PayMongo CEO Malolos emphasized the company’s long-term vision. “We’re not just celebrating a milestone, this rebrand is a statement of our commitment to building a future-ready financial ecosystem,” said Malolos. “Beyond payments, we now provide businesses with the capital to expand and enable software platforms to embed seamless financial tools. Our infrastructure powers both direct business growth and industry-wide innovation while maintaining the highest standards of security and compliance.”
The Future of Financial OS: Fast, Scalable, and Secure
With its expanded capabilities, PayMongo redefines how businesses operate in a digital-first economy. The soon-to-launch dynamic onboarding will set a new benchmark for accessibility, allowing businesses to start accepting payments with unprecedented speed.
The new Financial OS also offers:
- Instant settlement capabilities through the PayMongo Wallet, ensuring businesses get paid without delays
- Embedded finance infrastructure, allowing B2B and SaaS platforms to integrate payments effortlessly
- Comprehensive payment acceptance, supporting credit/debit cards, e-wallets, and direct online banking.
- Advanced fraud prevention and compliance, strengthening business security and trust
- PayMongo Capital provides businesses with seamless access to growth funding.

Co-founder of PayMongo; Mr. Jojo Malolos,CEO of Paymongo; Mr. Sam Karazi, CEO of Bebang
Halo-Halo; Mr. Josh Quinto, Chief risk and compliance officer of Paymongo; and Mr. Brett Doyle, CEO of
Mosaic Solutions.
From small businesses to large enterprises, companies rely on PayMongo’s Financial OS to streamline their operations. Bebang’s Halo-Halo simplifies payment and cash flow, while Lazada uses PayMongo’s QRPh technology and BNPL partnerships to offer consumers more flexible
payment options. Strategic collaborations with Mochi Solutions and Mosaic Solutions further showcase PayMongo’s embedded finance tools, improving financial transactions across multiple platforms.
“By providing both direct financial tools and enabling other platforms to build on our infrastructure, we’re creating multiple pathways for businesses to grow,” added Malolos. “Whether they access capital through PayMongo or leverage our payment capabilities in their own platforms, businesses will soon have more powerful ways to scale.”